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From: Steve Trumbo
Tuesday, May 5th

Dear Business Owner, 

Wouldn’t it be a good idea to know what your Business Credit Report says BEFORE you apply for financing or credit terms?

Everyday I deal with clients that have no idea what’s on the their Business Credit Report yet they blindly move ahead applying for credit from banks, leasing companies, and suppliers only to find out that their credit rating is not worthy of the best financing rate or worst yet, financing at all!  

These customers are often surprised, discouraged and left not knowing where to turn.

Get a personalized in-depth 20 page analysis of your report showing you where and how to boost your rating!

Our detailed analysis of your business credit report is truly unlike any other service available and consists of a in-depth 20 page report outlining and explaining in detail every aspect of what makes up your business credit report.

Not only will I explain to you the gauges which D&B® uses to rate your company but I will also provide you with detailed actions which you can take to drastically improve your credit rating.

If you really want to understand how business credit works this is a invaluable tool and will insure that your company is able to secure the financing it will need either now or later.

The customer that falls victim to the above stated scenario is precisely the customer that I have spent the last 4 years of my life working with.

My 'business credit' repair business originated because I saw a need for someone to help discouraged entrepreneurs who desperately needed financing to grow their business, and they couldn't get it due to a inaccurate credit report killing their overall credit rating.

Being in the finance and leasing industry for over 15 years taught me to be able to discern between a credit report that was warranted in its failure and one that was simply a victim of the many bureaucratic pit falls found in the business credit reporting agencies. 

I took this problem seriously and embraced these business people with the whole hearted idea of being a place for them to turn when the system had failed them.

Since my humble beginnings and after helping hundreds of companies build, repair and enhance their business credit reports, I have now turned to a more proactive business model. 

It was very natural for me to gravitate towards the mindset that you should try to avoid a business credit problem instead of waiting to fix it later. Remember having current information is 90% of the battle. Your business credit report can change daily.

Since this realization, many of my consultations now happen before a client- gets declined for credit, rather then after. Business credit repair still amounts for about 65% of my business, but that is a lot less then it was two years ago.

MybusinessCreditReport.com's purpose is to bring this service to everyone in the most efficient and affordable way possible. You must be proactive, it is essential to avoiding problems!

Your Dun & Bradstreet Business Credit Report contains the keys to your being approved or declined for financing and the growth and success of your business. Many business people are unaware that there are a number of steps they can take to drastically improve their business credit scores and qualify for the financing that is so crucial to their prosperity. 

Dun & Bradstreet (D&B) is by far the dominant business credit reporting agency in the United States.  

D&B has been collecting information on businesses from literally thousands of sources for over 160 years. They are included in virtually every business credit scoring model that banks, leasing companies and other lenders use to make a credit decision. If your company is going to need to borrow money then a good D&B Report is essential to your success. For more information on Dun & Bradstreet click here now .

 … So you have decided that you want to have the best Business Credit Report and Score to which your company is entitled. But before you can improve your Business Credit Score, you have to know where you are starting from! 

For the last 4 years I have been consulting individually with business owners on how to build, repair, and improve their Dun & Bradstreet Business Credit Reports. I have taken start-up companies and shown them how to build their D&B Report from scratch. I have shown existing companies how to correct and enhance the information in their D&B file. I have literally shown hundreds of companies how to put themselves in a position to be approved for financing. For these individual consultations I have been charging between $2000 and $3000. 

Now that I have my internet site up and running I am able to offer you the first step in the credit building / repair process for only a fraction of what my private consultations cost. 

Here is what I do: I will provide you with a current copy of your company’s D&B Business Credit Report along with a in-depth 20 page detailed analysis of what the report says, what it means, and why it is important.  After I explain your report and rating I will give you precise actions that you can take to improve you rating.  All for only $97.00.  Once your order is processed your report and analysis will be made available to you immediately through our password protected customer login panel. I am so confident that my service is a invaluable tool in securing business credit that I offer a 100% money back guarantee.  If you are not satisfied in any way, I will refund you completely.  Click here to read more about my guarantee. My goal was to offer my services to small business owners in the most efficient and affordable way and I believe I have met my goal!

In my detailed report I will answer the following questions and a lot more.

• Is there a D&B® on your company? - By the way, if there is no D&B® Report listed for your company, there is no charge. 



• What does your Report say? What does it mean?



• Do you have a good score or a bad score?



• What is a “good” score or a “bad” score?



• How many creditors are reporting your company’s payment habits to D&B®?



• Are there suits, liens or judgments showing on your Report?



• Are your financial statements on your report?



• Should you give your financial information to D&B® at all? 



• Are any collection items indicated on your report?



• Could you get financing on a single page application without supplying tax returns or a personal guarantee. If so, how much could you expect to be approved for?

If you are serious about your company’s success then you need a good Business Credit Report. It’s that simple.

If your company has a negative D&B® Report or no D&B® Report at all you can expect to: 

         Be declined for financing

         Pay higher interest rates 

         Lose business to your competitor 

         Pay higher Workman’s Compensation rates

         Be embarrassed and uneasy when you apply for credit

 

My friends say I am crazy for doing this, but I don’t care. For only $97, I will supply you with a copy of your current D&B® Report and tell you in my detailed analysis, exactly what your report says, what it means, and why it is important. I will pinpoint for you what areas of the report are holding you back from gaining approval after approval for financing and special credit terms. 

That’s if there are any! Maybe your D&B® Report is in great shape. If it is, I’ll tell you that! But wouldn’t you like to know for sure?

If you went to D&B® and tried to get a copy of your report, they will try to charge you anywhere from $120 to $999 (on an up sale). If you don’t believe me, check for yourself.

If you go to KnowX, another supplier of D&B® Report and other related credit and lien reports, they will charge you $109 for your report!

And neither of these sites will explain to you what your report means or how your report needs to look to get approved for financing. 

Because neither of these companies have ANY experience in lending nor finance. They are just sales and marketing companies supplying information for a price. 

If you call D&B®’s customer service group, (a true misnomer as this group is really an inbound telemarketing center where the salespeople earn up to a 50% commission on anything they can get you to buy), you will get (3) different answers to the same question. But, they will ALWAYS try to sell you something! 


I on the other hand, have been involved in finance and leasing for the past (14) years. Here’s a little of my background. 

• I have been involved in the banking and lease financing industry since 1992.  



• I worked for a top (20) international bank with offices located in New Jersey.



• In 1996, I was the Regional Sales Manager for a national small ticket Leasing Company.



• In 1997, I was promoted to National Sales Manager for that same company and drove the annual sales from $23 MM to over $100 MM in less than 2 years. 



• In 1999 I was made Vice President of that company. 



• From 2000 to 2002 I was contracted to help build and manage internet based, private label vendor leasing programs for companies with a minimum amount of $5 MM in annual lease volume. 



• In April 2002, I formed my own company which specialized in individual Business Credit Consultations with regional business owners seeking to improve their Dun & Bradstreet® Business Credit Rating and obtain financing for their companies. 



• In 2004, this business concept was taken to the next level when Your Biz Credit LLC was formed to utilize the internet to take this knowledge to millions of customers nationwide. 

Prior to my finance and leasing background I owned my own small business that produced annual revenues in excess of $25MM. Hey, it wasn’t Exxon, but I do know what it is like to own my own business and to need and acquire the financing to move it forward. I don’t tell you this to blow my own horn. I am telling you this so you understand that I know what I am talking about. 

Do you really think a 20 year old college student working at D&B® understands you, your business, or exactly what your report needs to look like to get approved?

Let me answer that for you… they don’t… but I do.

Paydex® score is not everything my friend, there’s a lot more to it.

So, the obvious question is, why am I willing to do this for just $97.00?

First and foremost, I want to show you the kind of quality information Your Biz Credit offers to its customers. 

Second, I am sick and tired of watching hard working, entrepreneurial business men and women get declined for financing when they should be approved. Remember, I’ve been there, done that. 

Third, I am an optimist. I want to see people succeed. Wouldn’t be a shame if a simple error on a D&B Report stopped the next Microsoft from ever coming about?

Of course, this $97.00 offer comes with my usual guarantee… 

Your choice is really a very simple one. You can continue to close your eyes and hope for approvals when your company applies for credit, or you can take the first step toward proactively managing your businesses credit as the asset that it can be.

If you are serious about your business, you won’t let $97 dollars stop you.

Important Disclaimer

I want to give you a fair warning. What you're about to learn for just $97 cannot be found in any single place anywhere else... not in any ebook, not on any CD, and not in any other course or program. (I should know. I own a lot of them.)

I outright guarantee you've never gotten your hands on anything quite as powerful and practical as this for analyzing where you stand with your business credit.

Best of luck on your road to success! 
 
Sincerely,

Steve Trumbo
President - Your Biz Credit, LLC